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She knows how to use the bankruptcy system to protect your assets and she knows how to deal with objections from creditors. She can minimize the risk of something going wrong with your case. Just take another look at the statistics we mentioned above – the success rate is over 95% for Chapter 7 cases filed with the help of an attorney and over 55% for Chapter 13 cases. Compare that to the 60% success rate for Chapter 7 cases filed pro se and the 0. 04% success rate for pro se Chapter 13 cases. When it comes to bankruptcy, it pays to have a reliable lawyer. The bankruptcy attorneys at Lincoln Law specialize in consumer bankruptcy chapters 7 and 13. We are experienced in preventing and in some cases even reversing foreclosures, repossessions, garnishments and even lowering mortgage and car payments!We can help you wipe out your credit card debt, medical debt, tax debt and so much more. If you're looking for a specialized bankruptcy lawyer that's ready and willing to listen to your financial situation and design a unique plan to resolve it then look no further. New Extended Customer Service Hours!Lincoln Law has expanded the customer care service. You can reach us Monday to Friday: 8:00 am 9:00 pm.

loan settlement proposal

01.14.2007 | 34 Comments

They’ll go over your debt situation – whether you’re current on your payments, how much debt you have and how much you’re paying each month. Often they’ll do a soft pull on your credit to look at your individual creditors and how much you owe each of them. Sign up and enrollAfter you’ve agreed to start a program, the settlement company will evaluate your finances and figure out how much you can afford to put toward the program each month. Stop paying creditors and make depositsFor a debt settlement plan to be effective, you’ll need to stop paying your creditors and deposit funds into the escrow account set up by the settlement company. These are the funds that will make up the settlement offers the debt relief company will make to your creditors. Settlement company begins negotiationsAfter about six months the settlement company will begin negotiating with your creditors.

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01.14.2007 | 16 Comments

Some people embroiled in such relationships find support in Al anon or Nar anon, the 12 step programs for spouses and family members of alcoholics and addicts. Tony Turner is a Bankruptcy Lawyer who has been practicing law for 27 years. Mr. Turner has dedicated his legal practice to assisting debtors in Florida discharge debt and rebuild their life free from the stress and worry of overwhelming bills. Many clients have indicated they felt as if they were drowning in debt and The Law Office of Tony Turner was their life preserver. Mr. Levitis got his degree in J. D. from Benjamin N. Cardozo School of Law and had been a graduate Cum Laude from Yeshiva University. He went on to gain some priceless and much needed work experience before setting up the Law Office Of Michael Levitis.