TCommunication will help to ensure that this doesn’t happen. Keep in mind that there are options and plans to fit all kinds of needs and you want enough coverage to handle all situation but not too much that you will never use. After all, why do you want to cover potential tenants if you don’t foresee subletting your house?That is just one example of modifications or extras that you may or may not need. Within your warranty's contract, you will find a set standard for costs. It will detail which costs you are responsible for. The amount that you have to pay is the deductible.